Breast Augmentation Financing

All surgical procedures are generally considered to be expensive. The cost of the facility, the equipment, and the skilled professionals who administer anesthesia and perform the surgery often adds up to a significant sum. Most medical procedures, however, are at least partially covered by health insurance policies so patients do not have to pay all of the fees themselves. Elective surgeries, such as breast augmentation, are not covered by medical insurance. To keep from restricting the availability of their services to only the wealthy, most cosmetic surgeons participate in programs that provide complete breast augmentation and implant financing to patients who cannot pay for the entire cost of their surgery up front.

Watch our videos about the placement of breast implants and the price of cosmetic surgery to find out if the breast augmentation procedure is right for you.

Affordable Breast Augmentation: Financing Options

There are two major programs designed to help patients pay for their cosmetic surgery. CareCredit® and Capital One® Healthcare Finance are nationwide programs that provide full breast implant and augmentation financing for patients of participating surgeons. Your cosmetic surgeon may work with one of these organizations or may offer an independent financing program. You should discuss your financing options with your surgeon during your initial consultation.

CareCredit®

CareCredit® is a healthcare financing program designed to help patients pay for medical expenses that are not covered by insurance. It works by setting up a revolving line of credit, up to $25,000, which the patient can use to pay for any type of medical procedure – elective or medically necessary. A wide range of payment plans are available and designed to accommodate a patient’s budget. As a breast augmentation financing option, CareCredit® has the added benefit of allowing additional charges to be added, so long as the full line of credit has not been used.

Capital One® Healthcare Finance

Already a major name in credit and financing, Capital One® offers their Healthcare Finance program to help patients pay for their cosmetic surgery without having to use credit cards. Interest rates offered by Capital One® Healthcare Finance are fixed and lower than those of most credit cards, and there are payment plans available that allow up to 60 months to pay back the loan. The program provides breast augmentation financing for amounts between $1,500 and $25,000 that can be used to pay for all or part of your procedure.

How to Apply for Breast Implant Financing

No matter which program you use, the application process for breast implant surgery financing is fast and simple. In many cases, you can simply fill out a short form at your doctor’s office and someone on staff will submit it for you. Or, you can fill out the easy online application for either CareCredit® or Captial One® Healthcare Finance and your form at home. Either way, you’ll have an answer within minutes.

Contact a Plastic Surgeon in Your Area for More Information

Contact a cosmetic surgeon in your area to find out what types of breast augmentation and implant financing options are available to you.