Breast Reconstruction Financing

Women who do not have insurance coverage or who are not covered for a breast reconstruction procedure have the option of financing the cost of breast reconstruction surgery. CareCredit® and Capital One® Healthcare Finance offer a variety of flexible financing plans that can be tailored to most budgets.

Financing the Cost of Breast Reconstruction

An unfortunate fact of today's world is that not everyone has health insurance to cover the cost of breast reconstruction. And some individuals who are insured may not have the type of insurance covered by the Women's Health Rights and Cancer Act of 1998, which says that most insurance plans that cover the cost of a mastectomy must also cover the cost of many breast reconstruction procedures. For women who do not have insurance coverage, financing the cost of breast reconstruction surgery is often a good option.

CareCredit®

CareCredit® provides extremely flexible financing options to cover a wide range of health care needs, including the cost of breast reconstruction surgery. CareCredit® has many advantages over other financing options, including no fees and no pre-payment penalties. The company offers payment plans up to 60 months, so a plan can be tailored to almost any budget. Another benefit of CareCredit® is that once a patient has been accepted for financing to cover the cost of a breast reconstruction procedure, or nearly any health care–related expense, the patient's entire family can finance treatment without having to reapply.

Capital One® Healthcare Finance

Capital One® Healthcare Finance also offers a full spectrum of financing options for medical procedures, with payment plans than can extend up to 60 months. Interest rates on Capital One® Healthcare Finance plans are lower than those of most credit cards, and Capital One®'s interest rates are fixed, which means that payments will remain constant throughout the life of a plan. Patients who finance the cost of a breast reconstruction procedure with Capital One® Healthcare Finance can cover 100 percent of the procedure, including all care before breast reconstruction, during breast reconstruction surgery, and after breast reconstruction surgery, and there is no penalty for pre-payment.

Applying for Breast Reconstruction Financing

Applying for financing to cover the cost of a breast reconstruction procedure is fast and easy with both CareCredit® and Capital One® Healthcare Finance. With CareCredit®, you can fill out an application at your doctor's office, and a staff member will submit it for you. You can also visit the CareCredit® website and apply online. Capital One® Healthcare Finance offers the options of applying online, by telephone, or by mail or fax. The application form asks basic questions about residence and employment and typically can be completed in a very short time. Once you have submitted your application, both CareCredit® and Capital One® Healthcare Finance promise a quick response to let you know if you have been approved.

Locate a Plastic Surgeon in Your Area through DocShop

For women who do not have insurance to cover the cost of a breast reconstruction procedure, financing is available so they can afford treatment. CareCredit® and Capital One® Healthcare Finance provide flexible financing to cover all phases of the surgery, including the cost of saline breast implants or silicone breast implants and care during recovery from a breast reconstruction procedure. If you are considering breast reconstruction or if you would like more information about the cost of breast reconstruction surgery, DocShop's extensive listings can help you find a cosmetic surgeon in your area with whom you can arrange a consultation.