Otoplasty Financing

Otoplasty can solve a range of problems with the ears, from lifelong self-consciousness stemming from large, protruding ears to ear deformities caused by congenital conditions. Both children and adults can experience the many benefits of ear surgery, such as an improved appearance and enhanced confidence. However, before undergoing ear plastic surgery, it is important to be well-informed of all of the necessary details, including cost information and payment options. Since cosmetic ear surgery generally costs between $2,500 and $5,000, you may find it necessary to explore financing options for the procedure. Payment options vary from surgeon to surgeon; however most reputable ear surgery practices offer some type of financing. We advise you to read the following information to help you in determining ways to pay for your surgery. Additionally, speak with a board-certified, experienced plastic surgeon in your area to learn more about cost and financing.

Otoplasty Payment Options

Cosmetic surgery practices usually accept cash, check, or credit card for payment of otoplasty surgery. Many practices also provide a variety of methods to finance the procedure. Finance companies can offer the means of paying off your surgery in monthly installments with low interest rates. One of the more popular financing options is CareCredit®, a flexible payment program designed to help with healthcare expenses. Capital One® Healthcare Finance is another finance company frequently used by cosmetic surgeons that can offer low-interest payment plans to patients.

Insurance companies normally don't provide coverage for cosmetic ear surgery, unless the procedure is done to correct a congenital deformity. However it never hurts to at least check with your insurance provider and/or have your doctor write a letter to them explaining your case.

How Does Otoplasty Financing Work?

Your plastic surgeon likely has a contract with a specific finance company to help you pay for the treatment. These companies can often customize a payment plan that will allow you to make affordable payments. CareCredit® offers loans of up to $25,000 to help patients pay for the procedure. Capital One® Healthcare Finance offers financial support for procedures between $1,500 and $25,000, and will outline a payment plan that works best for your individual budget. If you are considering ear surgery, inquire regarding your financing options during your consultation.

How Do I Apply for Financing?

Most finance companies offer online applications for financing, as well as mail-in applications and telephone contacts. Most ear surgery practices will help you locate a financing company, and may also be able to help submit your application for quicker processing. Remember, regardless of credit history, patients should always inquire about their options.

Talk to a Plastic Surgeon about Otoplasty Financing

Ear surgery is a popular method of correcting the size, shape, or other irregularities of the ears for a more symmetrical or proportional appearance. There are various types of otoplasty surgery, which can all be relatively costly, however, well worth it. Plus, with financing options available, patients are finding it easy to pay for ear surgery. Contact ear surgery specialists in your area to discover what kinds of financing they may offer.