Plastic Surgery Costs, Financing, and Insurance

Many people who are interested in rejuvenating their appearance decide not to seek treatment because of the prices associated with cosmetic plastic surgery. What they may not know is that financing plans can help manage the costs and bring cosmetic surgery within the reach of nearly every budget. Provided below is further information about cosmetic surgery costs, financing, and insurance coverage.

Plastic Surgery Costs

The cost of cosmetic surgery can vary, depending on the plastic surgery procedure, the surgeon, and the area of the country where the surgery is being performed. The plastic surgery prices listed below are estimates; for specific pricing information, consult a cosmetic surgeon in your area.

Breast Surgery Procedures Cost Breakdown

• Breast augmentation cost: $3,000 - $5,000
• Breast implant revision cost: $4,000 - $6,000
• Breast lift cost: $4,000 - $6,000
• Breast reduction cost: $5,000-$10,000

Facial Plastic Surgery Prices

• Brow lift cost: $3,000
• Eyelid surgery cost: $4,000
• Facelift cost: $6,000
• Lip augmentation cost: $300-$5,000
• Neck lift cost: $5,000
• Otoplasty cost: $2,000-$5,000
• Rhinoplasty cost: $5,000

Body Contouring Surgery Pricing Breakdown:

• Liposuction cost: $1,500 - $8,000
• Tummy tuck cost: $3,000-$10,000
• Body lift cost: $10,000 - $17,000

Many patients choose their cosmetic surgeon based on prices for plastic surgery rather than credentials. It is important to thoroughly research your doctor to ensure that he or she has the requisite training, experience, and facility. Making sure you get the results you desire the first time around could mean lower cosmetic surgery costs in the long run. Choosing an inexperienced surgeon could jeopardize your safety and result in health problems or the need for follow-up surgeries.

Cosmetic Surgery Financing

Some surgeons work with local companies to help patients finance healthcare treatments. Cosmetic surgery financing allows patients to break up the costs of their cosmetic surgery treatment into affordable monthly payments.

Care Credit®

Plastic surgery financing with Care Credit® helps patients pay for cosmetic surgery procedures not covered by insurance. Because many individuals can’t afford plastic surgery costs out of pocket, Care Credit® provides customized payment plans that work with your monthly budget and paycheck. Up to $25,000 is available to help cover the prices associated with plastic surgery treatments. Learn more about cosmetic surgery financing through Care Credit®.

Other Payment Options

Most surgeons offer patients a range of payment options to help cover plastic surgery costs, including cash, check, and credit cards. In addition, most doctors offer plastic surgery financing plans to help patients set up an affordable payment schedule. Talk to the surgeons in your area to find out which payment and financing options are available to patients.

Plastic Surgery and Insurance

Most plastic surgery procedures cost thousands of dollars. This makes it difficult for many prospective patients to afford the cost of their desired procedures, considering most cosmetic treatments are not covered by health insurance policies. In the majority of cases, plastic surgery is considered elective treatment that is not medically necessary to maintain patients' health. However, there are specific cases in which health insurance will cover the entire cost of, or a portion of, cosmetic surgery procedures.

• Overly Large Breasts: When women have overly large breasts that cause back and neck problems, they may be able to obtain insurance coverage for their breast reduction procedure. Patients will need to show proof of other treatments for back or neck problems, including chiropractic, massage, and medication receipts.
• Eyelid Ptosis: Upper eyelid skin can become lax due to the aging process, genetics, and other factors. If upper eyelid skin begins to block vision, your health insurance company may cover the price of upper eyelid surgery to tighten the skin.
• Breathing Obstructions: A person's nasal passage can be obstructed due to congenital flaws or injury. When nasal blockages make it difficult for people to breathe, your doctor may recommend nose surgery, also known as rhinoplasty, to correct the problem.
• Reconstructive Surgery: When a person needs reconstructive surgery to address birth defects, traumatic injury from an accident, or areas affected by a disease, your health insurance policy should cover the cost of cosmetic reconstructive surgery. Some of the reconstructive surgery procedures that can be covered by health insurance include:
  • Breast reconstruction
  • Skin cancer reconstruction
  • Cleft lip and palate repair
  • Scar revision
  • Skin grafts

Locate a Cosmetic Surgeon through DocShop

DocShop provides prospective cosmetic surgery patients with a directory of surgeons in their areas. Since prices for cosmetic surgery procedures can vary greatly depending on patient, procedure, and cosmetic surgeon, it is always best to get prices from your plastic surgery practice of choice. Find a cosmetic surgeon to learn more about plastic surgery costs.