Inlays/Onlays Financing

If you don't have dental insurance, the cost of an inlay or onlay may be more than you can readily afford. Thankfully, inlays and onlays are just two of the treatments covered by health care financing plans like CareCredit®. These financing programs offer loan options designed to make cosmetic dentistry procedures affordable to a wide range of consumers.

How Financing Works

The first step in financing your inlay or onlay procedure is to apply for a loan with a lending company that your dentist has partnered with. Two of the most prominent medical financing companies are CareCredit® and Capital One® Healthcare FinanceSM.

CareCredit® allows patients to apply for a line of credit at their dentist’s office or on the Web. If approved, applicants receive a CareCredit® card that is attached to an account which may be used to pay for inlays, onlays, and other dental treatments. The CareCredit® program offers short-term, interest-free financing options as well as fixed-rate, extended-payment plans.

Capital One® Healthcare FinanceSM also allows patients to apply online or during a visit to their dentist. Financing applications are processed within minutes, so there is no long wait for approval notification. Whereas CareCredit® establishes a dedicated line of credit for a patient to use, Capital One® Healthcare FinanceSM provides a loan that is paid directly to the patient's dentist to cover the cost of treatment. Financing options available through Capital One® include low-interest, fixed-rate loans with terms ranging from 18 to 60 months.

Interested in Undergoing Treatment? Find a Cosmetic Dentist Today!

If budget concerns are keeping you from getting inlays or onlays, a financing solution is likely available. Contact a cosmetic dentist in your area to learn more about the financing options available to you today.