Infertility Treatment and Insurance Coverage

Raising a child can be an extremely fulfilling and rewarding experience. Unfortunately, for couples facing infertility problems, the costs associated with getting pregnant can be high. Procedures such as in vitro fertilization (IVF) and intrauterine insemination (IUI) are considered expensive, however, and these and many other infertility treatments may not be covered by health insurance policies.

What Will Health Insurance Cover?

Whether your health insurance will offer you any sort of infertility financial aid help depends largely on the type of policy you have, the reproductive disorder with which you have been diagnosed, and the type of infertility treatments your insurance company deems valid or acceptable under the terms of the policy.

Many health insurance policies will cover the cost of prescription medications, which can offset some of the cost of infertility treatment. For patients who undergo fertility drug therapy alone, insurance may cover most expenses.

Some states have written laws requiring insurance companies to cover infertility treatment costs under certain circumstances. If you are interested in infertility treatment or fertility testing not covered by insurance, you will likely have to consider infertility financing options.

Questions? Contact a Fertility Clinic in Your Area

You can learn more about infertility financial aid by speaking with a fertility specialist in your area. When you have located an infertility clinic in your region, visit their website to learn more infertility treatment costs, help with financing, and whether your infertility treatment will be covered by insurance.