LASIK Financing
The cost of
laser eye surgery can be daunting for many patients interested in undergoing
vision correction treatment. However, what many patients don’t know is that LASIK financing is available for those
who can’t afford to make the full payment up front. Financing allows you to
break the total cost of LASIK
vision correction (which can range
from $499 to $2,500 per eye) into smaller monthly payments that work with your
individual budget. Financing may be available through your LASIK provider or
via a third party, such as CareCredit®. Learn more about financing the cost of
laser eye surgery by reading the sections below.
In-House Payment Plans
Talk to your LASIK surgeon about the cost of laser eye surgery
and what LASIK financing options may be available. Eye surgeons usually offer a
variety of payment options to their patients. Many surgeons work with local and
national banks to provide low interest monthly payment plans, or allow patients
to cover the cost of the laser eye surgery procedure in installments. Be sure
to tell your LASIK surgeon if you have a flexible spending account – he or she
may have forms for you to fill out. Even if you cannot afford the cost of
treatment upfront, you should consult with a local refractive surgeon; most are
willing and able to help make the cost of treatment more affordable.
Third-party LASIK Financing
LASIK is considered an elective procedure by most medical
insurers and is not covered under the majority of insurance policies. If you
have existing medical insurance and are considering refractive surgery, we
encourage you to contact your provider and see if they will cover the
treatment. In some cases, insurance may cover LASIK, but in most cases the
patient will have to provide for the cost him or herself. Nevertheless, LASIK
financing options are available for most patients in such cases. If you would
like to have LASIK, PRK, or another refractive surgery treatment, but need help covering the cost of laser eye surgery with financing,
consider the following options:
CareCredit®
CareCredit® is a company that provides patients with credit to
help them pay for the cost of LASIK procedures over an agreed upon time frame.
CareCredit® offers short-term, no-interest LASIK financing plans and
low-interest, extended-payment plans. Patients can check online to see if their
eye surgeon works with CareCredit®. As with home purchases and car
purchases, elective medical procedures can be expensive and many individuals
are unable to pay for them in full. Financing companies such as CareCredit®
recognize this and provide a solution so that you can receive the treatment you
deserve.
Talk to a Doctor in Your Area about the Cost of LASIK
Don’t let the cost of laser eye surgery keep you from investigating
your options. Use DocShop to find a LASIK surgeon in your area. Not only can you
learn the exact price a surgeon charges for the procedure, as well as inquire
about LASIK financing information, but you can determine your candidacy
for LASIK surgery and decide if the treatment is right for you.
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